Frequently answer and questions
How do I know if the loan repayment was successfully deducted from my account?
If you use TDB Online and your loan account is linked, simply log in to your app and go to Accounts > Select Account > View Statement to check your transaction history.
If you don't have TDB Online, you can verify your payment by calling our Customer Contact Center at 1800-1977, or by visiting any nearby branch with a valid ID or passport.
For customers living overseas, you can also verify your identity and request your loan account information by emailing us at [email protected] from your registered email address.
How do I know the remaining balance of the my loan?
"If you are registered for TDB Online services and have linked your loan account, you can check it yourself by logging into your TDB Online banking account and navigating to Accounts > Select Loan Account > Manage > Account Details.
If you are not registered for TDB Online services, you can contact the contact center at 1800-1977 for information and advice, or visit any convenient branch with a valid ID card or international passport to have it checked.
Additionally, if you are abroad, you can verify your detailed information of the loan by sending an email from your registered email address to [email protected] to request your loan account information
Where do I find detailed information regarding loans from the Trade and Development Bank?
Please go to the TDB website (https://www.tdbm.mn/mn) in order to get the detailed information, navigate to Retail > Loans, or use the direct link https://www.tdbm.mn/mn/retail/loans to choose the right loan product for you. You can also visit any nearby branch or sub-branch to speak with a loan officer.
What is the process to get a pension loan exceeding 15 million MNT?
You can visit any convenient branch with a valid ID card or international passport to have your loan evaluated by submitting any additional documents or meeting requirements requested by that branch.
Can I increase my loan amount after issuance?
You can check your eligible additional loan limit by logging into your TDB Online banking account, accessing the Loans section, and selecting and submitting an application for your preferred online loan type. If a loan limit has been generated for you, you can obtain the additional loan by using TDBO banking.
How do I close the salary loan from the distance without visiting a branch?
You can close your salary loan by logging into your TDB Online banking account and navigating to Loans > Close Loan.
What are the payment methods for my salary loan?
You can repay your salary loan 100% online through the TDB Online service without visiting a branch. Additionally, your loan payment will be processed automatically once you deposit the required amount into your linked current account.
Is it possible to postpone my salary loan repayment?
Salary loans must be paid according to the original schedule and cannot be postponed. Therefore, if needed, you can visit any convenient branch with a valid ID or international passport to speak with a relationship manager for advice on restructuring your repayment schedule.
Is it possible to apply for a loan if I have an outstanding salary loan with another bank?
If you have received your salary through a TDB account for 3 months or more, you are eligible to apply for a salary loan
Is it possible to view the approved salary loan amount on TDBO banking?
You can check your pre-approved loan amount by navigating to the Salary Loan section in the TDB Online app
Is it possible to get a higher salary loan amount if I go to the branch in person than the amount calculated on online banking?
The calculation of the salray loan are exactly the same at the branch and on online banking, you can get a higher amount by selecting the 'Pay off existing loan to increase amount' feature when applying for your salary loan
What happens if a loan payment is overdue?
If a loan payment is overdue by 15 days or more, the loan classification will be downgraded. When your loan payment becomes past due, we highly recommend contacting a relationship manager at your nearest branch immediately to explain your situation. Together, you can discuss options for adjusting the repayment schedule and improving your loan classification. Please be advised that late payments risk downgrading your loan status and incurring additional interest and penalties
How to upgrade the classification of a non-performing loan
To improve your loan rating, it is required to make timely payments for 3 consecutive months according to the 'Repayment Schedule.' Doing so can restore your downgraded classification back to 'normal.' If your loan status remains uncorrected, you may visit any branch with a valid ID or international passport to consult with a relationship manager.
Are there real estate backed loans?
Yes, real estate-backed loans are available to meet urgent financial needs by using your owned property as collateral. For more information, please visit: https://www.tdbm.mn/mn/retail/loans/heregleenii-zeel/hyalbar-zeel