Comfort loan

Loan condition

Loan terms
Collateral asset		Salary income collateralized	Apartment collateralized
Interest rate (MNT) *	monthly	1.50%	1.45%
Interest rate (MNT) *	annual	18.0%	17.4%
Loan amount		Up to MNT 20.0 million	Up to MNT 100.0 million
Term of loan		Up to 30 months	Up to 10 years
Service fee		0.8% (max MNT 1,500,000)

Special Notes:

If you plan to get a mortgage loan from TDB, you can secure this loan with the same interest rate as your mortgage loan.

The discounted rate does not apply to government-implemented housing loan programs.

If you have a home or private mortgage loan balance with TDB, you can apply for this loan to renovate or buy furniture.

Actual cost of loan :17.2%-18.13%

Requirement

18 years old or above, Mongolian citizen
Must have worked for the employer enterprise for at least 1 year
Individual entrepreneurs have been operating for 1 year or more
Applicants must not have any overdue or non-performing loans with banks or non-bank financial institutions.

Required document

The original documents below are required. It includes:

Loan request (Get it from bank branch or click here to download)
Identification card (original copy)
1 pcs of ID photo
Proof of employment with salary amount and years of employment (Statement is valid for 30 days)
Employment contract
Documents confirming household income and business income
If currently owed loan to banks and non-bank financial enterprises, loan contract, collateral agreements, and loan account statements
Property real estate certificate for collateral
Other documents required during the research.

The following documents can be obtained from the KHUR system by scanning your fingerprints at the bank branch, or you can bring them in original.

Identification of the resident committee or identification from the public service electronic machine; (Description is valid for 30 days)
Copy of marriage certificate or marriage enquiry
Statement of Social Insurance contributions from the electronic machine of public services.
Real estate enquiries about whether the loan is placed as collateral

Calculator

Available loan amount (MNT):

Loan interest rate (%):

Loan tenor (months):

Loan disbursement date:

REPAYMENT SCHEDULE

Month	Date	Number of days	Principal repaid	Interest paid	Total amount paid	Loan balance
1	2025/07/17	30	400,302.60	36,986.30	437,288.90	4,599,697.00
2	2025/08/17	31	402,129.57	35,159.33	437,288.90	4,197,568.00
3	2025/09/17	31	405,203.39	32,085.52	437,288.90	3,792,364.00
4	2025/10/17	30	409,235.80	28,053.11	437,288.90	3,383,129.00
5	2025/11/17	31	411,428.82	25,860.08	437,288.90	2,971,700.00
6	2025/12/17	30	415,306.47	21,982.44	437,288.90	2,556,393.00
		183	2,443,606.65	180,126.77	2,623,733.42
7	2026/01/17	31	417,748.25	19,540.65	437,288.90	2,138,645.00
8	2026/02/17	31	420,941.45	16,347.45	437,288.90	1,717,704.00
9	2026/03/17	28	425,429.69	11,859.21	437,288.90	1,292,274.00
10	2026/04/17	31	427,410.97	9,877.93	437,288.90	864,863.00
11	2026/05/17	30	430,891.29	6,397.62	437,288.90	433,972.00
12	2026/06/17	31	433,971.70	3,317.21	437,288.90	0.00
		182	2,556,393.35	67,340.07	5,247,466.84
		365	₮5,000,000	₮247,466.84	₮5,247,466