
In December of last year, TDB introduced the Happy Family package to simplify household financial management.
The package includes a GPS-enabled card for monitoring children’s location, accident insurance for emergencies, the Happy Pay e-wallet for daily transactions, SMS notifications for expense tracking, and a high-interest savings account.
To mark International Children’s Day, TDB is launching the Happy Family – Happy Future incentive campaign as part of this service.
How to participate in the incentive programme
To participate, clients must subscribe to the Happy Family package by selecting the 'HAPPY FAMILY' menu in TDB Online internet banking. Once subscribed, a high-interest savings account for the child is created immediately.
- Clients should then visit the e-halamj.mn website to link their child’s MNT 100,000 benefit to the high-interest savings account. By maintaining this deposit from April to September 2026, participants become eligible for an additional MNT 100,000 incentive, distributed in quarterly installments.
- Participants must also link either the 'Save Your Change' or 'Save Daily' option from the Easy Savings service to their high-interest Happy Family savings account.
Eligibility for the incentive programme
All children depositing their MNT 100,000 benefit at TDB for the first time are eligible.
Incentive disbursement schedule
Second quarter: April, May, June
If the client maintains the child’s 100,000 MNT deposit in the high-interest Happy Family savings account for at least two months during the second quarter, the first 50,000 MNT will be credited to the savings account on 25 June 2026.
Third quarter: July, August, September
If the client maintains the deposit for at least two months in the third quarter, the remaining 50,000 MNT will be credited to the savings account on 24 September 2026. This brings the total incentive to 100,000 MNT.

Important notes:
Clients who do not qualify for the incentive in the second quarter will not be eligible in the third quarter. Clients are advised to link their high-interest Happy Family savings account to the e-halamj.MN site by 15 May 2026.
Please note: if the account linkage or deposit is canceled before the incentive is disbursed, the incentive will not be granted.
This is a valuable investment in your child’s future.
Happy Family - Happy Future