|
Financial statements Balance
| |
2008 |
2009 |
2010 |
2011 |
2012 |
| |
MNT’000 |
| ASSETS |
| Cash and cash equivalents |
140,811,540 |
266,984,760 |
553,467,811 |
474,964,634 |
444,813,254 |
| Investment securities |
38,816,493 |
90,300,363 |
260,735,448 |
346,543,324 |
459,187,209 |
| Loans and advances |
440,259,284 |
406,214,658 |
464,466,630 |
1,123,331,907 |
1,533,271,823 |
| Reverse repurchase agreements |
- |
799,556 |
|
36,966,114 |
- |
| Subordinated loans |
4,000,000 |
7,000,000 |
7,000,000 |
7,000,000 |
7,000,000 |
| Property and equipment |
21,848,077 |
21,439,909 |
19,811,084 |
79,144,992 |
131,590,999 |
| Intangible assets |
983,090 |
800,719 |
655,894 |
433,398 |
601,831 |
| Foreclosed properties |
274,381 |
2,099,347 |
977,345 |
579,190 |
157,148 |
| Other assets |
12,282,483 |
14,724,800 |
31,765,857 |
51,767,230 |
123,856,952 |
| Total assets |
659,275,348 |
810,364,112 |
1,338,880,069 |
2,120,730,789 |
2,700,479,216 |
| Liabilities and Shareholders’ Equity |
| LIABILITIES: |
| Deposits from customers |
374,470,074 |
579,522,778 |
919,944,749 |
1,277,295,962 |
1,402,326,763 |
| Deposits and placements of banks and other financial institutions |
33,477,716 |
31,469,241 |
53,584,874 |
206,548,024 |
38,014,121 |
| Borrowings |
59,036,580 |
53,301,993 |
50,678,147 |
174,380,516 |
232,964,084 |
| Current tax payables |
476,004 |
1,343,586 |
1,481,974 |
1,501,188 |
2,481,600 |
| Debt securities issued |
94,457,535 |
59,639,556 |
173,280,281 |
207,134,041 |
600,525,865 |
| Other liabilities |
18,719,939 |
17,946,008 |
20,398,957 |
72,762,692 |
128,761,887 |
| Total deposits, loans, taxation and other liabilities |
580,637,848 |
743,223,162 |
1,219,368,982 |
1,939,622,423 |
2,405,074,320 |
| Subordinated borrowings |
10,140,080 |
- |
31,218,538 |
41,693,522 |
55,528,846 |
| Total liabilities |
590,777,928 |
743,223,162 |
1,250,587,520 |
1,981,315,945 |
2,460,603,166 |
| SHAREHOLDER'S QUALITY: |
| Share capital |
6,610,113 |
6,610,113 |
6,610,113 |
6,610,113 |
16,525,280 |
| Share premium |
7,392,191 |
7,392,191 |
7,392,191 |
7,392,191 |
19,272,456 |
| Treasury shares |
(6,456,232) |
(6,456,232) |
(6,001,872) |
(6,001,872) |
(2,620,626) |
| Revaluation reserves |
13,683,324 |
13,683,324 |
13,418,276 |
22,438,116 |
44,362,842 |
| Retained earnings |
47,268,024 |
45,911,554 |
66,873,841 |
108,976,296 |
162,336,098 |
| Total shareholders’ equity |
68,497,420 |
67,140,950 |
88,292,549 |
139,414,844 |
239,876,050 |
| Total liabilities and shareholders’ equity |
659,275,348 |
810,364,112 |
1,338,880,069 |
2,120,730,789 |
2,700,479,216 |
| CAR |
14.72% |
12.73% |
16.29% |
12.67% |
15.12% |
| Tier 1 ratio |
10.23% |
10.11% |
10.2% |
8.18% |
9.97% |
| Liquidity |
37% |
47% |
67% |
41.93% |
37.17% |
|
Income statement
| |
2008 |
2009 |
2010 |
2011 |
2012 |
| |
MNT’000 |
| Interest income |
71,218,232 |
77,313,558 |
89,212,736 |
143,500,481 |
213,335,115 |
| Interest expense |
-33,646,375 |
-45,743,365 |
-60,062,936 |
-95,359,061 |
(137,432,198) |
| Net interest income |
37,571,857 |
31,570,193 |
29,149,800 |
48,141,420 |
75,902,917 |
| Net fee and commission income |
6,989,451 |
6,054,442 |
6,852,031 |
12,134,233 |
16,399,523 |
| Other operating income (expense) |
-6,964,865 |
6,054,990 |
9,277,305 |
14,251,171 |
11,962,754 |
| Net non-interest income |
24,586 |
12,109,432 |
16,129,336 |
26,385,404 |
28,362,277 |
| Operating income |
37,596,443 |
43,679,625 |
45,279,136 |
74,526,824 |
104,265,194 |
| Operating expenses |
-15,864,588 |
-17,683,001 |
-18,578,760 |
-20,071,451 |
(32,875,568) |
| Allowance for impairment losses |
-1,817,730 |
-8,426,289 |
-1,725,360 |
-3,070,865 |
6,554,436 |
| Profit before tax |
19,914,125 |
17,570,335 |
24,975,016 |
51,384,508 |
77,944,062 |
| Corporate income tax |
-3,579,470 |
-2,598,784 |
-4,277,777 |
-9,282,677 |
(14,817,338) |
| Net profit for the year |
16,334,655 |
14,971,551 |
20,697,239 |
42,101,831 |
63,126,724 |
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2013-04-01
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ШИНЭ МЭДЭЭ МЭДЭЭЛЭЛ |
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Арилжааны банкууд болон Монголбанк, Сангийн яамны ажилтан, албан хаагчдын дунд уламжлал болон явагддаг “БАНКИР 2013” сагсан бөмбөгийн аварга шалгаруулах тэмцээнийг энэ удаад Худалдаа, хөгжлийн банк зохион байгуулахаар бэлтгэл ажлаа хангаж байна.
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Монгол улс дахь худалдаа, түүхий эдийн санхүүжилтийн өнөөгийн байдал, тулгамдсан асуудал, түүнийг сайжруулах талаар төрийн болон хувийн хэвшлийн байгууллагууд хамтран хэлэлцсэн олон улсын бага хурлыг GTR (Global Trade Review), Exporta групп 5-р сарын 14-ний өдөр зохион байгууллаа.
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Дэлхий даяар 79 сая карт эзэмшигчтэй, өргөн сүлжээ бүхий JCB картыг 1994 оноос Худалдаа, хөгжлийн банк төлбөрт хүлээн авах үйл ажиллагааг эхлүүлсэн юм.
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