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Retail loan TDB offers small loans to its customers, up to MNT 100.0 million and repayable up to two years.
Five types of small loans are offered:
- Beginning loan
- Advanced loan
- Partnership loan
- Re-partnership loan
- Trusted partnership loan
The Beginning loan is for customers who are applying for their first small loan.
The Advanced loan is for customers who have repaid their Beginning loan on time.
The Partnership loan is for customers who have had a Beginning and an Advanced loan, and repaid them both on time.
The Re-partnership loan is for customers who have had a Beginning, an Advanced and a Partnership loan previously and repaid them all on time.
The Trusted partnership loan is for customers who have had a Beginning, an Advanced, a Partnership and a Re-partnership loan previously and repaid them all on time.
Note: If the loan term was less than a month, the next stage loan is not allowed.
Loan conditions
| |
Loan |
Term |
Amount |
| 1 |
Beginning loan |
Up to 1 year |
Up to MNT 100.0 mln |
| 2 |
Advanced loan |
Up to 1 year |
Up to MNT 100.0 mln |
| 3 |
Partnership loan |
Up to 1 year |
Up to MNT 100.0 mln |
| 4 |
Re-partnership loan |
Up to 1 year |
Up to MNT 100.0 mln |
| 5 |
Trusted partnership loan |
Up to 1 year |
Up to MNT 100.0 mln |
The loan amount and term will be decided on the basis of the customer’s needs, financial and repayment capacity, business experience and business risk.
Loan interest
| |
Loan |
Loan to finance working capital |
Investment loan |
| Monthly interest MNT |
Monthly interest USD |
Monthly interest MNT |
Monthly interest USD |
| 1 |
Beginning loan |
2.50% |
2.40% |
2.40% |
2.30% |
| 2 |
Advanced loan |
2.40% |
2.30% |
2.30% |
2.20% |
| 3 |
Partnership loan |
2.30% |
2.20% |
2.15% |
2.05% |
| 4 |
Re-partnership loan |
2.20% |
2.15% |
- |
- |
| 5 |
Trusted partnership loan |
2.15% |
2.10% |
- |
- |
Requirements:
The following requirements should be met by the applicant to apply for our small loans:
- Stable business activity
- No outstanding loan obligations
- Must be in Ulaanbaatar or other areas where TDB has a branch
- Having sufficient collateral to meet the bank’s requirements
Documents to submit for application:
For legal entities:
- State registration document
- Company charter
- Shareholder approval for the loan application
- Financial statement for the last 2-3 quarters
- Operational licenses
- Collateral document (original), collateral evaluation document (exclusion for apartments and houses), land ownership certificate, note from Immoveable Property Registration Office which confirms that proposed collateral is free
- Other documents required from the applicant during the loan analysis process
For individuals:
- Notarized copy of personal ID (relevant for co-borrower as well)
- Operational licenses
- Collateral document (original), collateral evaluation document (exclusion for apartments and houses), land ownership certificate, note from Immoveable Property Registration Office which confirms that proposed collateral is free
- Other documents required from the applicant during the loan analysis process
You are welcome to visit our Retail Banking department at or branches with your small loan application.
Further information about our products and services is available at:
2013-04-17
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ШИНЭ МЭДЭЭ МЭДЭЭЛЭЛ |
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Худалдаа, хөгжлийн банкны фэйсбүүк хуудсаар өрнөсөн Мост Мони үйлчилгээний талаарх “Миний цахим хэтэвч” видео бүтээлийн уралдаан фэйсбүүк хэрэглэгч болон шүүгчдийн 50, 50 хувийн саналаар дүнгээ гаргалаа. |
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Арилжааны банкууд болон Монголбанк, Сангийн яамны ажилтан, албан хаагчдын дунд уламжлал болон явагддаг “БАНКИР 2013” сагсан бөмбөгийн аварга шалгаруулах тэмцээнийг энэ удаад Худалдаа, хөгжлийн банк зохион байгуулахаар бэлтгэл ажлаа хангаж байна. |
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Монгол улс дахь худалдаа, түүхий эдийн санхүүжилтийн өнөөгийн байдал, тулгамдсан асуудал, түүнийг сайжруулах талаар төрийн болон хувийн хэвшлийн байгууллагууд хамтран хэлэлцсэн олон улсын бага хурлыг GTR (Global Trade Review), Exporta групп 5-р сарын 14-ний өдөр зохион байгууллаа. |
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